Credit counseling courses for chapter 13, while necessary to file bankruptcy, should only taken as a last resort. Many people file bankruptcy (13 or otherwise) when they didn't need to. Debt does not always have to be paid back. And you can fix your credit without it.
Get Your Bankruptcy Removed Professionally
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (866-718-6029) or setup a consultation with them. They also happen to have incredible customer service.