Chapter 7 vs chapter 13 on credit report

What's the difference, and what to do about it.

People love us on YelpFeatured in The Huffington PostAngies List GRADE AFICO Pro CertifiedFeatured in ForbesFeatured in ABC News

Chapter 7 will last on your report ten years (unless removed), while chapter 13 will stay on there only seven.

You would think chapter 13 would lower your score less since you typically repay debt, but that’s not the case.

Both types of bankruptcies will drop your score up to 240 points (and slowly hurt less over time).

Fortunately, both types of bankruptcies can be deleted before their expiration date by disputing them (complex process).

Get Your Bankruptcy Removed Professionally

In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.

If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (866-718-6029) or setup a consultation with them. They also happen to have incredible customer service.

Remove Your Bankruptcy, Today!

Call 866-718-6029Schedule FREE Consultation

Remove Your Bankrupcty, Today!

Call 866-718-6029Schedule My FREE Consultation
Norton Secured. Powered by Verisign.
We accept VISAWe accept MasterCardWe accept American ExpressWe accept the crypto NANOWe accept the crypto MoneroWe accept the crypto BitcoinWe accept the crypto LitecoinWe accept the crypto Litecoin