A bankruptcy typically absolves you from any medical bills you owe. The downside? Bankruptcy hits your credit score hard. If you must file bankruptcy, then start rebuilding your credit immediately — something an expert (like Credit Glory) can help with.
Does bankruptcy remove medical bills?
You can't specifically target medical bills with a bankruptcy — however, it does typically discharge them. Bankruptcy has serious implications on your credit, so you should only use it as a last resort. What if you're forced to file for bankruptcy? If you have no choice, then the focus becomes rebuilding your credit after filing.
What's the first step for rebuilding credit after bankruptcy?
A good place to start rebuilding your credit is by removing any inaccurate items. How can you remove them? You need to challenge their claims and file a dispute.
What are your options for disputing any negative item on your credit report? You can dispute 2 ways.
- DIY (which can be confusing & time-consuming) and often lead to undesirable results due to silly mistakes.
- Partner with a seasoned credit repair expert — like Credit Glory — and make disputes simple.
How to dispute (& remove) a settled account yourself
Disputing any negative item (including dismissed bankruptcies) DIY is possible — but it's a tedious & difficult process. Here are the steps to file a dispute:
Step 1: Write a dispute letter
There are several options for drafting a dispute letter. You can start from scratch — or find a template online. The tricky part is finding a legit template — especially when Google gives over 74 million search results! On the other hand, a partner (like Credit Glory) can simplify the process with proven results.
Step 2: Collect supporting docs
If you find a legit sample letter, you need to clearly state your name, address, and what you are disputing. Then collect all relevant documents to support your claim. A key here is ensuring you send copies — not originals.
Step 3: Wait for a decision
If you manage to write a letter, compile the documents, and find out where to send your letter — the last step is waiting for results. Assuming you did everything perfectly, the dispute results are sent to you in writing. The result? After a long wait — sometimes months — the record may be removed.
Credit Glory makes your dispute easier (& protects against future issues)
Handling the dispute process on your own is tedious and time-consuming. An easier way? Let Credit Glory — a dispute expert — handle the whole process (saving you time & money).
Choosing Credit Glory for help with your dispute provides:
- A proven disputing process, backed by a risk-free guarantee.
- Best-in-class support, so you always know what's going on with your dispute.
- Long-term protection against future errors with comprehensive credit monitoring (provided by IdentityIQ)
Rebuild your credit after bankruptcy w/help from Credit Glory!
Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up. The good news? Our team of credit repair professionals are here to simplify everything! Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies and boost your credit score (FAST!)
Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2021 and beyond.
Call us at (855) 938-3044 or set up a consultation to get started, today!
Get Your Bankruptcy Removed Professionally
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (833) 766-4803 or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.