Can I get a credit card while in chapter 13

Updated: 15th May, 2022
Ashley Astors
Verified Collections Expert

Probably not. But you do have options.

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Getting the type of credit card we all want (unsecured) while in chapter 13 will require waiting at least 3 years (unless removed). But you can open secured cards such as Credit Builder Card or My Jewelers Club while in chapter 13. These are great for rebuilding credit and recovering from the damage the bankruptcy has caused.

Can You Apply For A Credit Card While In Chapter 13?

While a Chapter 13 bankruptcy hurts your credit score, you can still apply for secured credit cards. Cards such as the My Jewelers Club and Credit Builder Card are great for helping build your credit after a bankruptcy.

Get Your Bankruptcy Removed Professionally

In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.

If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (833) 766-4803 or setup a consultation with them. They also happen to have incredible customer service.

Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams/

Why choose Credit Glory?

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