Authorized users appear on your credit report in about 6 months. However, you need to make sure whoever you add is trustworthy as they can wreck your credit. Also, make sure that you actually authorized the user. If you didn't, you can remove them w/a dispute — & Credit Glory makes it easier!
When do authorized users show on your credit report?
When you authorize a user for a credit line, it can take up to 6 months to show on your report. Why would you authorize a user? Authorizing a user helps them build their credit. What should you watch out for? If an authorized user appears on your credit report, but you didn't authorize them, it could mean big trouble for your credit score.
How can you remove an unauthorized user from your report?
If a user appears on your credit report — but you didn't authorize it — you can remove them with a dispute. How do you file a dispute? You can dispute inaccurate negative info on your credit report yourself. The easier way? Hire an expert like Credit Glory to make the dispute process painless.
How to dispute inaccurate information on your credit report (& why a pro makes it easier)
The best tool to remove unauthorized users is a dispute. You can dispute either DIY or w/help from a professional (like Credit Glory). Here is the process (& why working w/an expert is the easiest way).
Step 1: Check your credit report for inaccurate items
Disputing fraudulent items starts with identifying inaccurate reporting. Wondering how to find errors? Look at the detailed info for negative items from all 3 credit reports. Sound like too much work? An expert like Credit Glory quickly finds mistakes, making the process a breeze.
Step 2: Write a dispute letter
There are several options for drafting a dispute letter. You can start from scratch — or find a template online. The tricky part is finding a legit template — especially when Google gives over 74 million search results! On the other hand, a partner like Credit Glory handles this for you, removing the headache.
Step 3: Collect supporting docs
If you can find a legit sample letter, you need to clearly state your name, address, and what you are disputing. Then collect all relevant documents to support your claim. The catch? Make sure you send copies — not originals. Optionally, Credit Glory makes this easier, knowing exactly what to send (& where to send it).
Step 4: Wait for a decision
If you manage to write a letter, compile the documents, and find out where to send your letter — the last step is waiting for results. Assuming you did everything perfectly, the dispute results are sent to you in writing. The result? After a long wait — sometimes months — the record may be removed. If you let Credit Glory help, you have access to support throughout the whole dispute process.
What's your easiest way to find (& dispute) unauthorized users: DIY or w/help from Credit Glory?
Handling the dispute process on your own is tedious and time-consuming. An easier way? Let Credit Glory — a dispute expert — handle the whole process (saving you time & money).
Choosing Credit Glory for help with your dispute provides:
- A tested dispute process - Credit Glory uses a refined dispute process, with success removing negative items.
- Unmatched 100% Money-Back Guarantee - Qualify for a full refund if Credit Glory can't remove inaccurate negative items in 90-days.
- Best-in-class customer support - Disputes are generally complicated and involve waiting. Credit Glory beats DIY by a mile providing access to comprehensive customer support.
Save your credit from unauthorized users w/help from Credit Glory!
Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up. The good news? Our team of credit repair professionals is here to simplify everything! Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies and boost your credit score (FAST!)
Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2021 and beyond.
Call us at (855) 938-3044 or set up a consultation to get started, today!
